Educational tools

A few things to explore

Educational illustrations of how parts of the financial system work — factual, free, and not financial advice. Eight calculators, all live now.

Compound growth

Compound Growth Illustrator

How a balance can grow through compound returns and regular contributions over time.

Explore → Super contributions

Concessional Cap Headroom

How the concessional contributions cap and carry-forward work.

Explore → Super guarantee

Super Guarantee Calculator

How much employer SG is owed on ordinary time earnings at the current 12% rate.

Explore → Super contributions

Non-Concessional Cap

How the after-tax super contributions cap works, including the bring-forward rule.

Explore → Super co-contribution

Government Co-Contribution

How much the government may contribute to your super based on your income and personal contributions.

Explore → Income tax

Income Tax & Take-Home Pay

An estimate of income tax, Medicare levy, and take-home pay using FY2025–26 rates.

Explore → Mortgage repayment

Mortgage Repayment Calculator

How much you'd pay per period and in total interest over the life of a loan.

Explore → Stamp duty

Stamp Duty Estimator

An estimate of standard transfer duty by state and territory.

Explore →
Waitlist

Hoffa is still being built

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We'll let you know when it's ready. No noise in the meantime.